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In Depth: What Are ‘Smart Deposits’?

* Smart deposits offer significantly higher interest rates than other timed deposits while allowing customers
In Fintech, Innovation Isn’t an Excuse for Recklessness, Central Banker Says

Central bank Deputy Governor Pan Gongsheng said that financial technology (fintech) companies should
Ofo Offers Investment Product Instead of Cash Refunds

The financially troubled Chinese bike-sharing company Ofo, facing a flood of requests for user deposit
Competition, Low Fees Could Dampen AmEx’s Landmark China Entry: Analysts

* AmEx has formed a 50-50 joint venture with Lianlian Group that will become the vehicle for the former’s
Beijing Gets Help Fighting Anonymity in Online Lending — With Blockchain

One of the selling points of blockchain, the technology underpinning bitcoin and other cryptocurrencies,
Cryptocurrency ‘Bubble’ Risk Cited by Central Bank

China’s central bank warned of “obvious bubbles” in blockchain-related financing and investments involving
China’s Latest Financial Threat: Surging Consumer Credit

China’s central bank has issued a warning about the abnormally high growth in the amount of short-term
Lenders Fined $1.5 Million for Failing to Monitor How Consumer Loans Were Spent

* Fines reflect government’s determination to prevent consumer credit from being spent on speculative
In Depth: China’s New Household-Debt Fears

For decades, the Chinese people have been known for thrift and persistent saving habits, which analysts
Dollar-Pegged Cryptocurrency Drops to 18-Month Low on Transparency Concerns

Tether, a cryptocurrency pegged on a one-to-one basis with the dollar, saw its price drop to an 18-month